THE SHOP

Performance & Hotrod Business February '14

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n n n n eyes on the business Risky Business By Eddie Wieber BUSINESS Insurance for the specialty automotive business. P to pay the premiums on shop insurance, it only takes one unexpected mishap to realize how important and valuable it is to haveā€”or how much a disaster it would be not to have it. It may be clear that shop insurance is necessary and that all shop insurance policies are not the same, because all shops are not the same. But what do insurance companies really care about? And, how are the insurance needs of a performance or hot rod shop unique? We asked Jonathan Klinger, Hagerty Insurance public relations manager; John D. Heckman, AAI, managing producer for Grundy Insurance; and an acquaintance who is an insurance risk management inspector to explain some of the nuances associated with insuring hot rod, restoration and performance shops. Two things are for sure: habits matter and so does where you are. But there's more to it than that. (Photo courtesy Little Power Shop) 82 n Performance & Hotrod Business PHBFEB.indd 82 n ainful as it is February 2014 February 2014 1/3/14 12:20 PM

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