Northshore Magazine

Securities and investment advisory services offered through New England Securities Corp. (NES), a broker-dealer (Member FINRA/SIPC) and a Registered Investment Advisor. Branch address: Baystate Financial, 200 Clarendon St., 19th Floor, MA 02116. Phone (617)585-4500. Baystate Financial and NES are not affiliated entities. L0213306149[exp0314][AZ, CA, CT, FL, MA, ME, NH, NJ, NY, RI, TX, VA, VT] Stephen Cunha, CFP®, C(k)P, CLU®, CRPS, CLTC Director of Retirement Plan Services Steve has 20 years of experience in the financial services industry. He is the di- rector and founder of Baystate Financial's Retirement Plan Service Department managing over $400 million in retire- ment plan assets. Baystate Financial has over 112 years of leadership in the financial services industry. Steve began his career in 1993 and since that time he has been successfully working with cli- ents throughout the New England Area. Under Steve's leadership, the Baystate Retirement Plan Service department provides a variety of retirement plan consulting services. These include plan design reviews, fee benchmarking and investment analysis – all designed to accomplish the mission of helping his business clients and staff protect themselves from personal and corpo- rate financial liability, while enhancing retirement outcomes for their employees. Steve uses a two-stage process that works with corporate retirement plan sponsors in implementing his own 6-Step Retirement Plan Management System that helps employees prepare for a successful retirement. Stage two consists of personal retirement planning that assists clients in navigating the retirement transition process. This ap- proach helps them to define, implement, and monitor a practical retirement in- come and wealth preservation strategy that reduces financial anxiety. The Retirement Plan Industry has acknowledged Steve's expertise. The 401k Wire named him one of the 300 Most Influential Advisors in the Defined Contribution Retire- ment Plan Industry and a Top 100 Retirement Plan Advisor by Plansponsor Magazine. Steve has been a featured lecturer for the Financial Planning Association, an instructor for The Boston Tax Institute and has been quoted in financial pub- lications to include: Investment News Daily, Registered Rep Magazine and The Wall Street Transcript, sharing his insights on retirement planning. Mr. Cunha received his BA in Eco- nomics and has earned several profes- sional designations to include: CER- TIFIED FINANCIAL PLANNER™, Certified 401(k) Advisor, Chartered Life Underwriter and Certified Long- Term Care Specialist. When was the last time you got a second opinion on your company's retirement plan? Call us today for a worthwhile, no obligation discussion and a copy of our Retirement Plan Self-Assessment Tool. Stephen Cunha CFP®, C(k)P™, CLU®, CRPS, CLTC Stephen Cunha, CFP®, C(k)P, CLU®, CLTC 301 Edgewater Place Suite 200 Wakefield, MA 01880 781-876-4113 scunha@baystatefinancial.com www.RetirementCFO.com BayState.indd 1 6/20/14 5:25 PM

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