Northshore Magazine

December2011

Northshore magazine showcases the best that the North Shore of Boston, MA has to offer.

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Leading Financial Advisors on the North Shore Financial Advisors Corneau Wealth Management Maybe you have a few questions... DawnMarie Corneau Corneau Wealth Management 100 Cummings Center, Suite 110J Beverly, MA 01915 978-299-3035 dawnmarie.corneau@lpl.com www.corneauwealthmanagement.com Securities offered through LPL Financial • Member FINRA/SIPC No group felt the impact of the 2009 recession more than those nearing or just entering retirement. As the finan- cial markets gradually show signs of recovery, new questions and challenges arise: Will you need to work longer than planned? Do you need to increase sav- ings or adjust spending? What can you do now to better protect your assets and your lifestyle in retirement? As an independent financial profes- sional, I can help you find the answers you seek. I've focused my practice on understanding the unique challenges people face in preparing for retirement, and to provide personalized guidance NMTW Community Credit Union Will Walk You Home We Have Money to Lend Buying a home is exciting, scary, and one of the biggest financial commitments you will ever make. At NMTW Community Credit Union, we walk home buyers through the entire process. NMTW offers free pre-approvals, local decisions, and no points, no closing costs options for 1st time buyers. An NMTW home loan is a smart decision whether you're in the process of searching for a new home or looking to save money by re-financing your current loan. "Most lenders are competitive with their rates," stated NMTW Community Credit Union Vice President of Home Financing Judy Dodier. "The NMTW difference is that we provide personalized service, portfolio loan options, and match home buyers to a loan that fits their needs and situation." In addition to mortgages, NMTW offers sound financial products and services, including savings and checking accounts, youth accounts, auto loans, credit cards, and free eServices. Membership is open to anyone who lives, works, or attends school in Middlesex or Essex counties. that puts my clients' goals first. It's important to understand that my approach doesn't begin with answers or solutions. Instead, it begins with ques- tions and a conversation that will help determine what is unique about you and your situation. Once we've determined your needs, preferences and goals, I will provide the analysis and research required to develop a strategy tailored to your individual needs that reflects your objectives and tolerance for risk. PR OMO TION NMTW Community Credit Union 110 Newbury St. (Rte 1 South) Danvers, MA 01923 Additional Branches: Haverhill, Lowell, and Framingham 1-800-942-9575 www.NMTW.org

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