Class Act

Class Act Jan 2018

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< Teach Kids to Save! It's never too soon to start teaching children the importance of saving. < Annual Meeting The 64th Class Act Federal Credit Union Annual Meeting will be Wednesday, March 14th. P3 INSIDE TAKE A LOOK News and Information for the Members of Class Act Federal Credit Union JANUARY / FEBRUARY / MARCH 2018 < Platinum Visa Credit Card Who's got the best credit card offer? We do! P2 Mortgages! Rates as low as 2.99%* With our full range of real estate loan products, Class Act has the right loan for you. Better still, our mortgage loan officers will help to make sure you get the loan that best fits your personal needs. Mortgage rates are still very low, but they have been inching higher in recent months. Don't miss out on your chance to refinance while rates are still near historic lows. Class Act offers fixed-rate first and second mortgage loans all at very competitive rates. We also offer variable rate home equity lines of credit and 5/5 adjustable rate mortgages. Our 5/5 ARM allows homeowners to finance up to 95% of their home's value without paying dreaded PMI (Private Mortgage Insurance). Below is a chart of rates, and monthly payments (principal + interest only; excludes taxes and insurance) based on a loan amount of $100,000. First Mortgages Term Rate* APR* Payment / $100k 15 Year 3.75% 4.146% $727.33 20 Year 4.00% 4.311% $606.11 30 Year 4.25% 4.478% $492.10 5/5 ARM 2.99% 4.331% $421.17 P4 Rates subject to change, but are current as of publication date (12/22/2017) NMLS# 403005

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