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26 | SPRING 2018 RE ADY FOR CHECKING? uChecking is just for young adults ages 13 to 25.* • No minimum balance • No monthly service fee • Free Elements of Money newsletter for teens (ages 13–15) • Free online fi nancial courses at Youth.AACreditUnion.org • ATM refunds of as much as $15** • Free mobile apps*** • Free online banking T YPES OF ACCOUNTS American Airlines Federal Credit Union off ers the following services to our young adult members: Share Account (Savings) If you are new to the Credit Union, all you need to join is $6. This includes your one-time $1 membership fee and a $5 minimum deposit. Our Share Account pays you back a higher dividend than a bank savings account, but since the account is intended for savings, we do charge a small withdrawal fee of $2 if you make more than one withdrawal of less than $250 (excluding ATM or Shared Branch transactions) during a 30-day period. Dream Plan Share Certifi cates Commit to your future by setting aside a small amount of money each month. With a monthly deposit of as little as $25, you can watch your savings grow. VISA® PL ATINUM REWARDS CREDIT C ARD † Establish your credit rating at a young age with our Visa Platinum Rewards Credit Card. Boasting an impressive fee structure — no annual fees, no balance transfer fees and free online banking †† — this card is just the right fi t for growing your fi nancial credibility. YOUTH.A ACREDITUNION.ORG Visit our Youth website for more ways that American Airlines Credit Union can help you with all of your fi nancial needs and questions. You'll fi nd blogs with real-life advice, which will walk you through each step along the way. Federally insured by NCUA We will start your fi nancial future off in the right direction Youth & Young Adults * Members under 18 years of age will require a joint owner at least 18 or older to open a uChecking Account. Subject to credit approval. ** Requirements to receive ATM refunds of as much as $15 per month: completing a monthly minimum of 15 CheckCard transactions (ATM excluded), Online Statement election and providing a valid email address. *** Check with your wireless carrier, fees may apply. † If you are under the age of 21, you must have a parent or guardian cosign unless there is proof of suffi cient individual income. †† Annual fee: $0; balance transfer fee: $0; cash advance fee: $2; minimum fi nance charge: $.50, except where prohibited by law; foreign transaction fee: 1 percent of each transaction in U.S. dollars. Visa is a registered trademark of Visa International Service Association. Youth