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F O U N D A T I O N Laying the groundwork for financial success 4 | SPRING 2018 ➊ Jump rope. This inexpensive fitness tool builds aerobic capacity and helps with coordination, balance and agility. ➋ Kettlebell. Kettlebell. Work upper and lower body with this strength-builder. Women grab 20 to 35 pounds; men 35 to 50 pounds. ➌ Suspension trainer. This suspended strap-and-handles gadget uses your weight to work out your back and upper body. — Haley Shapley P2P: The new "social" currency 2018 Fitness Trend Free weights Skip the fancy machines. This year, use your body weight and free weights to build muscle and fitness. Jordan Holland, owner of Seattle- based Riot Athletics, recommends outfitting your home gym with these three essentials: Person-to-person, or P2P, platforms are changing the way we pay for stuff. Pitching in for a gift or paying your share of a dinner tab used to require cash or a check. Set up an account with a platform mobile app (like Venmo or PayPal). Using encryption and fraud monitoring to ensure a secure transaction, you simply select your recipient's profile, tap in the amount (with a PIN) and send. The recipient can transfer that money directly to their bank account or keep it secure in the platform. American Airlines Federal Credit Union offers a P2P option on the mobile app or online checking under "Payments and Transfers." — Bridget McCrea of consumers are using P2P, and that number is expected to rise. There were $86 billion in financial transactions in 2018.* 36% *Business Insider