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advertisement The Retirement Financial Center You���re Invited to Our Economic Update Summit January 10th 1:30 p.m. OR 6:30 p.m. at the Peabody Marriott Join us on Thursday, January 10th to hear our special guest speaker and Thomas T. Riquier, CFP��, CLU, President of The Retirement Financial Center and member of Ed Slott���s Master Elite IRA Advisor GroupSM discuss economic conditions. This is a chance for you and your guests to learn about the current economy and expectations for 2013. If you attended our previous Economic Update Summits you are aware of some of our recommendations. As a Registered Representative with United Planners, Tom constantly evaluates economic trends in order to recommend appropriate portfolio changes. Tom believes ���your financial success is not only determined by how much you make when the markets go up, it is also determined by how much you don���t lose when they go down.��� Tom holds quarterly Economic Update Summits to share information because he believes education is critical to making good financial decisions. With more than 42 years of experience in retirement income planning, wealth management, finance, insurance, and pre-retirement planning, he understands the unique financial needs of seniors. As an Ed Slott Master Elite IRA Advisor GroupSM member, Tom is well-versed in IRA laws and rulings. His mission is to help improve the process of retiring through education and planning. Are you confused and disappointed with your IRA, 401(k), or 403(b)? Enroll in our class and learn how your retirement plan works. Let us assist you in constructing a better retirement. Visit our website, www.RetirementCtr.com, for latest news, class information and Ed Slott���s White Papers. Call 978-777-5000, or register online for this exceptional, educational opportunity. If you have questions, call for a no-fee meeting and our newsletter. Thomas T. Riquier, CFP��, CLU 10 Liberty Street, Danvers, MA 01923 Phone 978-777-5000 www.RetirementCtr.com Thomas T. Riquier, CFP��, CLU is a Registered Representative offering Securities and Advisory Services through United Planners Financial Services. Member: FINRA, SIPC. The Retirement Financial Center and United Planners are independent companies. 9559_ThomaRiquier.indd 1 11/27/12 3:00 PM