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Sopra Banking Software is the partner of choice for more than 1,500 financial institutions worldwide. The rich variety of our solutions, the strength of our conviction and our passion for innovation enable us to support our clients on a daily basis and in their future projects, as well as in their goals regarding financial inclusion. Our customers, based in over 80 countries around the world, benefit every day from our technologies and software, as well as the expertise of our 5,000 employees. Sopra Banking Software is a subsidiary of the Sopra Steria Group, a European leader in consulting, digital services and software development. With more than 46,000 employees, the Sopra Steria Group generated a turnover of €4.3 billion in 2020. For more information, follow us on LinkedIn, Twitter & Instagram or visit It would have been possible for AFL to go to multiple providers to achieve its required core banking system. However, with the model they chose, they didn't need to, with SAB providing all the services under one contract. This single contract establishes AFL's and SAB's commitments to each other – especially with regard to outcomes, control, audit, exit provisions and performance conditions. Which is exactly why the project was such a resounding success for both parties. T I M E L I N E February 2014 January 2015 February 2015 March 2015 April 2015 December 2015 SAB AT Core Banking IT project launch Agence France Locale obtains its ACPR accreditation SAB AT Core Banking IT goes live Inaugural issue (€750 million raised) Initial loans granted Having been up and running for nine months, AFL delivered 508 million euros in loans, bringing its market share to 3%

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