External reports

The Future Of Digital Banking, Revisited

Sopra Banking Software's externally written reports with analyst firms

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Figure 6 Banks Increase Investment In Their Top Ten Priority Initiatives Of Future Visions And Roadmaps Base: 792 global decision-makers at banks with responsibility for credit/lending, customer experience, digital banking, open banking or ecosystem initiatives, payments, and the technology stack Note: Showing top 10 responses Source: A commissioned study conducted by Forrester Consulting on behalf of Sopra Steria, July 2022 Integrating cybersecurity with business strategy Leveraging emerging technologies to engage customers Using ESG elements to differentiate our customer-facing products and services Enabling API access for third-parties to integrate our financial products Localizing our sourcing to remove reliance on overseas providers Improving ESG factors for our business Offering more financial products or services to third parties to integrate into their products Improving the financial well-being/financial savviness of our customers Investing in automation workflows/automating more business process Diversifying our sourcing to ensure we use multiple suppliers Increase 1% to 5% Increase 6% to 10% Increase of more than 10% 43% 43% 40% 48% 42% 40% 40% 43% 48% 39% 21% 27% 23% 28% 23% 27% 28% 24% 27% 32% 29% 24% 31% 19% 27% 24% 25% 27% 20% 25% 1 2 3 4 5 6 7 8 9 10 THE FUTURE OF DIGITAL BANKING, REVISITED 15

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