© 2023 SEI
3
Important information
Information provided by SEI Investments Management Corporation (SIMC). This information is for education purposes only and
should not be relied upon by the reader as research or investment advice.
Investing involves risk, including possible loss of principals.
Bonds are subject to interest rate risk and will decline in value as interest rates rise. High yield bonds involve greater risks of
default or downgrade and are more volatile than investment grade securities, due to the speculative nature of their
investments.
International investments may involve risk of capital loss from unfavorable fluctuation in currency values, from differences
in generally accepted accounting principles or from social, economic or political instability in other nations. Emerging
markets involve heightened risks related to the same factors as well as increased volatility and lower trading volume.
Diversification does not ensure a profit or guarantee against a loss. Diversification may not protect against market risk.
