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What is the general liability coverage? All sanctioned skating and skating- related activities of member clubs, teams and Basic Skills programs are covered, including all fundraising activities, off-ice training and other club/program events that are run under the direction of the club, team or program. General liability coverage provides insurance for an occurrence that results in bodily injury or property damage to a third party. This coverage does include the cost of defense even if the charges are groundless, false or fraudulent. What is the sports accident coverage? All registered members of U.S. Figure Skating receive sports accident coverage as a benefit of their membership. It provides excess medical coverage for participants in figure skating events and practices sponsored, sanctioned and supervised by U.S. Figure Skating and U.S. Figure Skating member clubs, teams and programs. It is mandatory that each club, team and program register all of its skating participants as members of U.S. Figure Skating, as only current registered members are covered. Coaches U.S. Figure Skating passed a rule that all coaches who teach in sanctioned activities must register on an annual basis. Coaches' registration consists of three major components: 1. Successfully passing a background screening 2. Providing proof of coaches' liability insurance 3. Paid full membership in U.S. Figure Skating – home club or individual member U.S. Figure Skating has implemented a background screening process to help ensure that we are providing a safe environment and protecting the welfare of all participants in U.S. Figure Skating- sanctioned activities. Parents must also have the highest degree of confidence that their children are not only receiving good care and proper instruction but are also safe from improper conduct. As independent contractors working in your facility, it is in your best interest to verify that coaches are both members in good standing and have registered. You may check the list online at www.usfigureskating.org or ask to see their registration card. This card guarantees that they have both acquired additional coaches' liability insurance to cover all of their teaching activities and passed the background screening. Basic Skills Instructors The activities of Basic Skills instructors are covered under the general liability policy of the program, but the individual instructor is not covered for any negligence charge under this policy. Basic Skills instructors can purchase additional coaches' liability insurance through either U.S. Figure Skating or from PSA if they are members. Helmets The following information is our recommendation for skaters and parents. U.S. Figure Skating strongly recommends the use of helmets for all beginner skaters and children 6 years old and under. To select the helmet that best suits your needs, please consider the following information. A helmet should be both comfortable and snug. Be sure that it is level on your head — not tilted back on the top of the head or pulled too low over your forehead. It should not move in any direction. The chin strap should be securely buckled so that the helmet doesn't move or fall off during a fall or show me the money! ■ Showcasing an idea or program that can save ice facilities money. All registered members of U.S. Figure Skating receive sports accident coverage as a benefit of their membership. JIM ROSVOLD 48 R INK MAGAZ INE may/june 2009 STARrinks.com

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