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7 DENVER CATHOLIC | OCTOBER 14-27, 2017 Disclosure *APR (Annual Percentage Rate). The Annual Percentage Rate is the advertised rate. Borrowers credit score must be 680 and above to receive the 2.89% interest rate. Terms not to exceed 60 months; debt to income ratio not to exceed 45%; loan to value not to exceed 125% of NADA value. **Oer not valid for existing Credit Union loans, or renances of recreational vehicles or vehicles used for business purposes; some vehicles may not apply based on age or condition; not valid on indirect loans.Oer only good on new, pre-owned and renanced vehicles October 1-31, 2017. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency NCUA Uniting Your Faith and Finances Amazing Low Rate! NEW | USED | REFINANCED ** 60 Months 2.89 % APR * Call: 303.424.5037 Click: Fideliscu.org or Come by today AUTO LOANS A special invitation to the members of our strategic partners: Call for reservations today. (720) 259-4388 (recorded 24 hr. reservation line) or register on-line at seminars.TheHughesLawFirm.net 1974 Specializing in Peace of Mind SM Complimentary refreshments and snacks served • Free convenient parking FREE 90 Minute Workshops A Special Invitation to Those with Estates of $250,000 or more. Attend my free "Wills and Trusts 101" workshop and learn about the 7 little-known secrets you should know about "Avoiding Probate and Death Taxes, Protecting Your Home and Life Savings from Nursing Homes, and Preventing Inheritances from Escaping Your Family Bloodline" Hello. My name is Richard Hughes, senior partner of The Hughes Law Firm. We are a boutique 18-member estate planning and elder law fi rm dedicated to protecting and preserving family legacies. If you are a careful life-long saver, real estate or equities investor, business owner, inheritor, or professional, join me to discover how to plan for the second half of life under a new administration and tax regimen. Here's what you'll learn: • 5 sure-fi re ways to avoid probate • How properly drafted powers of attorney can help families protect assets even after a nursing home admission • Wills vs. trusts vs. benefi ciary deeds vs. DIY planning • The little-known secret to avoiding future nursing home bills of $8000+/mo. without buying LTC insurance or giving everything to your children now • Ensuring the optimum stretch-out, asset protection, and management of unspent IRAs, 401(k)s, and other retirement plans you leave your children • Preventing a surviving spouse from disinheriting the children or other benefi ciaries of the fi rst spouse to die— particularly in a 2nd or subsequent marriage • Avoiding the high cost, family confl ict, and courtroom drama a sudden stroke or Alzheimer's can cause • How our Bulletproof Trust™ shields what you leave your children or other loved ones from their divorces, medical bills, credit card debt, lawsuits, IRS liens, substance issues, over-generosity, investment blunders, bloodline diversions, and other costly mistakes If you are thinking about updating your old will and trust, or starting your planning from scratch, my Wills and Trusts 101 workshop is the perfect place to begin. Broomfi eld Community Center 280 Spader Way, Broomfi eld 80020 (East of the Broomfi eld Combined Courts and DMV) Saturday, October 21st at 1pm Heather Gardens 2888 S. Heather Gardens Way, Aurora 80014 (South on Abilene from Yale then turn right on Heather Gardens Way to Community Room) Saturday, October 28th at 1pm Rose P. Wickwire REALTOR ® CNE, CPRES, SRES 303.906.6157 5280 Magazine Five Star Professional Real Estate Specialist for Baby Boomers & Seniors! An Encounter with Beauty A Behind the Scenes Tour of the Cathedral Basilica Beer & Wine Reception and Fundraiser to Follow Adventure in Nature • Journey in the Spirit Thursday, November 9th at 7pm Registration: Creatio.org/Cathedral