Northshore Home

Fall 2015

Northshore Home magazine highlights the best in architectural design, new construction and renovations, interiors, and landscape design.

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What's on your Home Improvement List? Get it done with a Home Equity Line of Credit • Rates as low as 2.99% APR* • No Fixed Terms • Flexible Payments • No application fees or closing costs** Learn more at or call 888.667.3697. * The APR may vary monthly and will be based on the Prime Rate as listed in The Wall Street Journal (Prime) plus a margin and will not be less than 2.99% APR or more than 18.00% APR. As of 8/1/15 the Prime Rate is 3.25%. The APR will also depend on the amount of the credit line that we approve. For lines of $100,000 to $500,000, the APR will be Prime - .26%, currently 2.99% APR. For credit lines between $50,000 and $99,999, the APR will be Prime + .74%, currently 3.99% APR. For credit lines between $10,000 and $49,999, the APR will be Prime + 1.10%, currently 4.35% APR. All APRs reflect a .26% Autopay discount. In some instances, your APR calculation could result in a fully indexed APR below the minimum APR of 2.99%. If this occurs, your APR will not be less than 2.99%. $40 Annual Fee for Home Equity Line of Credit is waived for first year. Early termination fee of $350 or 2% of the Line's credit limit, whichever is less, applies if Line terminates within 24 months of closing. Other terms, conditions and restrictions apply. Offer subject to change without notice. ** No closing costs except for properties held in a trust. Typical fees to open the line when the property is held in a trust are approximately $175. Member FDIC CONTEMPORARY LIVING YOU CAN AFFORD 799 BROADWAY (ROUTE 1 SOUTH) SAUGUS, MA 781-941-2586

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