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AACREDITUNION.ORG | 11 certainly provides that. No matter the role, your teen will gain a help- ful skill set and discover the value of a dollar. If he or she already has a future career in mind, finding an internship or a job in that field can be beneficial down the line. "It'll look great on their CV and could give them a head start when it comes to applying for jobs after college," says Caleb Backe, HR director for Maple Holistics. The main drawback of an after-school job is that it can potentially take away time from studying or other school-related activities. "You'll want to make sure that the job isn't too demanding — their focus should be on schoolwork first and foremost, and if you feel that the job is expecting too much of them, it might be a good idea to find another one," Backe says. How to make working work If you and your teen are in agree- ment that working makes sense, keep these tips in mind: • Avoid hazardous workplaces where serious injuries are a con- cern. No job at this age is worth a trade-off in health. • Monitor when your child is working. If the timing or number of hours has an adverse effect, have them ask for a different schedule or to scale back. • Offer guidance with time management and creating a system to track school and work commitments. • Play an active role in money management. For young people left to their own devices, "it's just as easy to build up a shopping addiction as it is to build up a saving habit," says Wharton. American Airlines Credit Union uChecking offers a financial start for young member- owners. Find more information and apply today at AACreditUnion.org.